Issy-les-Moulineaux, 5th November 2026

Notice of exercise of early redemption option of the subordinated note ISIN FR0010406082

CNP Assurances announces the early redemption of its €108,000,000 subordinated note ISIN FR0010406082, issued on the 20th of December 2006.

This instrument is a perpetual floating-rate subordinated bond with a current outstanding principal amount of €108,000,000, for which early redemption will occur on 20th December 2026 with respect to all outstanding Notes, in accordance with the Condition 6(c) (Redemption for Regulatory Reasons and Redemption 11 - notifications), of the terms and conditions set out in the offering circular dated 20 December 2006.

As this instrument is no longer eligible as Tier 1 regulatory capital since 1 January 2026 (in accordance with Article 308b of the Solvency II Directive), this exercise will enable CNP Assurances to optimise its capital structure, taking into account its development prospects and the opportunities offered by the capital markets.

Details of the terms and conditions are available on the website https://www.cnp.fr/en/the-cnp-assurances-group/investors/debts-and-credit-rating/debts

About the CNP Assurances Group

The CNP Assurances Group is a property and personal insurer with around 8,500 employees. Its net income amounted to €1,492m in 2025. A subsidiary of La Banque Postale, the Group is no. 2 in property loan insurance and life insurance in France. It is the 3rd largest insurer in Brazil. Its solutions are distributed in 17 countries by various partners and insure more than 33 million people in personal insurance and protection, and 10 million in retirement savings. CNP Assurances is a responsible insurer and investor (almost €400bn invested in all sectors) that works for an inclusive and sustainable society, protecting and facilitating all life paths.

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